Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website.

# Hannah Martin: Let the adventure begin

## Sitemaps
[XML Sitemap](https://www.richretiree.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [Why you need to clear your credit card debt (and how to do it)](https://www.richretiree.com/articles/money/why-you-need-to-clear-your-credit-card-debt-and-how-to-do-it/): Want to retire earlier or with more money? Find out why you need to clear your credit card debt. 
- [Five everyday pains that could be cancer](https://www.richretiree.com/articles/health/five-everyday-pains-that-could-be-cancer/): Worried about a niggling new ache, or weird symptom that just won't go away? Watch out for these five everyday pains that could be cancer.
- [Five ways small daily outings could add years to your life](https://www.richretiree.com/articles/health/five-ways-small-daily-outings-could-add-years-to-your-life/): Want to feel better today, and possibly live longer - without going to any effort? Discover five ways small daily outings could add years to your life.
- [Everything young people need to know about pensions](https://www.richretiree.com/articles/money/everything-young-people-need-to-know-about-pensions/): Are you aged 25 or under and clueless about saving for your future? Here's everything young people need to know about pensions.
- [Four easy pension actions you need to take now](https://www.richretiree.com/articles/money/four-easy-pension-actions-you-need-to-take-now/): Worried you're missing something important that may impact your financial future? Here are four easy pension actions you need to take now.
- [Should you pay off your mortgage or pay into a pension?](https://www.richretiree.com/articles/money/should-you-pay-off-your-mortgage-or-pay-into-a-pension/): If you have extra money each month, what is best to do with it? Should you overpay your mortgage or pay into your pension? 
- [Why do women have less money in their pensions than men?](https://www.richretiree.com/articles/money/why-do-women-have-less-money-in-their-pensions-than-men/): Why do women have less money in their pensions than men? Find out why we have a gender pension gap, and what you can do to improve your own retirement planning.
- [PensionBee podcast: Starting a pension from £0 at 50 years old](https://www.richretiree.com/articles/money/no-pension-at-50-pensionbee-podcast/): In your 50s without a pension? Find out why this PensionBee podcast episode is a must-listen!
- [What is Pension Credit? Everything you need to know](https://www.richretiree.com/articles/money/what-is-pension-credit-everything-you-need-to-know/): What is Pension Credit? Our guide covers who qualifies for it, how much you could receive, what extra benefits it can get you access to and how to apply for it.
- [Is equity release as bad as people say?](https://www.richretiree.com/articles/money/is-equity-release-as-bad-as-people-say/): Is equity release as bad as people say? Discover the pros, cons, myths, risks, and benefits of equity release to decide whether it is right for your retirement plans.
- [Can your home be your pension?](https://www.richretiree.com/articles/money/can-your-home-be-your-pension/): Wondering could your home be your pension? Find out why it's not a good idea to rely solely on your property, and three ways you can make money from it.
- [Why people with ADHD can struggle more with boredom in retirement (and what to do about it)](https://www.richretiree.com/articles/health/why-people-with-adhd-can-struggle-more-with-boredom-in-retirement-and-what-to-do-about-it/): Find out why people with ADHD can struggle more with boredom in retirement, and get practical strategies to create purpose, stimulation, and a fulfilling retired life.
- [Is it worth deferring the State Pension?](https://www.richretiree.com/articles/money/is-it-worth-deferring-the-state-pension/): Is it worth deferring the State Pension? We explain the pros, cons and tax implications, and help you decide if you might benefit from delaying your State Pension payments.
- [Feeling lost after retirement? Seven ways you can rebuild your identity](https://www.richretiree.com/articles/purpose/feeling-lost-after-retirement-seven-ways-you-can-rebuild-your-identity/): Feeling lost after retirement is more common than many people expect. Discover seven practical ways to rebuild your identity, find purpose, and create a meaningful next chapter.
- [Why you need to get a lasting power of attorney in your 50s](https://www.richretiree.com/articles/health/why-you-need-to-get-a-lasting-power-of-attorney-in-your-50s/): Who will look after your health and money if anything happens to you? Find out why you need to get a lasting power of attorney in your 50s.
- [Why do people feel bored in retirement?](https://www.richretiree.com/articles/purpose/why-do-people-feel-bored-in-retirement/): Feel bored in retirement? Finishing work can feel exciting at first, especially in the honeymoon phase. But after a while, many people can feel lost.
- [Six pension mistakes people are making now that will cost them money in the future](https://www.richretiree.com/articles/money/six-pension-mistakes-people-are-making-now-that-will-cost-them-money-in-the-future/): Are overlooking something important that could reduce your retirement income? Here are six pension mistakes people are making now that will cost them money in the future.
- [Five simple daily habits that can help you feel happier – and live longer](https://www.richretiree.com/articles/community/five-simple-daily-habits-that-can-help-you-feel-happier-and-live-longer/): How content do you feel right now? Discover five simple daily habits that can help you feel happier, and might even help you live longer as a result.
- [My retirement plans: Sapna Pieroux](https://www.richretiree.com/articles/community/my-retirement-plans-sapna-pieroux/): Find out what brand consultant Sapna Pieroux plans to do when she retires - and why she started The NotWorkers.
- [How to find £100 a month to add to your pension (without earning more)](https://www.richretiree.com/articles/money/how-to-find-100-a-month-to-add-to-your-pension-without-earning-more/): Are you pension savings lower than you would like? Let's explore some ways you can find £100 a month to add to your pension, without earning more.
- [Five common pension mistakes you need to avoid](https://www.richretiree.com/articles/money/five-common-pension-mistakes/): When was the last time you reviewed your retirement plans, and checked your investments? Here are five common pension mistakes you need to avoid.
- [Why you don’t  need to panic if your pension loses money](https://www.richretiree.com/articles/money/why-you-dont-need-to-panic-if-your-pension-loses-money/): The recent stock market slumps, thanks to the 2026 Iran War, can be worrying. Find out why you don't need to panic if your pension loses money.
- [How to build a bridge to retirement](https://www.richretiree.com/articles/money/how-to-build-a-bridge-to-retirement/): Don't want to wait until State Pension age to stop working full time? Find out how you can build a bridge to retirement - and how much money you will need.
- [Don’t miss your pension tax deadline!](https://www.richretiree.com/articles/money/dont-miss-your-pension-tax-deadline/): Every year, the end of the tax year means yet another pension tax window closes. Find out how you can make the most of this year's before the pension tax deadline ends.
- [How to prepare for the five stages of retirement ](https://www.richretiree.com/articles/how-to-prepare-for-the-five-stages-of-retirement/): When it is too early to start planning your life post-work? And what do you need to do? Find out how to prepare for the five stages of retirement. 
- [Are Britons in their 60s financially luckier than younger generations?](https://www.richretiree.com/articles/money/are-britons-in-their-60s-financially-luckier-than-younger-generations/): Are Britons in their 60s financially 'luckier' than younger generations, as has been recently claimed? Or is this a misconception?
- [Why science proves you are as old as you think](https://www.richretiree.com/articles/health/why-science-proves-you-are-as-old-as-you-think/): Want to live a long, rich life? Find out you need to watch your thoughts, as science consistently proves that you are as old as you think.
- [What are your four pillars of a rich retirement?](https://www.richretiree.com/articles/community/what-are-your-four-pillars-of-a-rich-retirement/): We believe there are four pillars of a rich retirement. Find out how we are building ours - and what questions you need to answer for yours.
- [Four daily habits that could shorten your life](https://www.richretiree.com/articles/health/four-daily-habits-that-could-shorten-your-life/): Want to maximise your chances of living a long, healthy life? Here are four daily habits that could shorten your life that we recommend avoiding.
- [Glossary of pension terms](https://www.richretiree.com/articles/money/glossary-of-pension-terms/): Wonder what some of the words you see used to describe pensions mean? Here's a glossary with simple explanations.
- [Three ways pickleball can help you live longer](https://www.richretiree.com/articles/health/three-ways-pickleball-can-help-you-live-longer/): Looking for changes to make to your life to improve longevity? Here are three ways pickleball can help you live longer.
- [Three surprising New Year resolutions that will help you live longer](https://www.richretiree.com/articles/health/three-surprising-new-year-resolutions-that-will-help-you-live-longer/): Looking for changes you can make to your lifestyle that will help you to live longer - but won’t be a chore to stick to? Here are three New Year resolutions we recommend. 
- [Why forgiveness is good for you (and how to do it) ](https://www.richretiree.com/articles/health/why-forgiveness-is-good-for-you/): Are you struggling to make peace with the actions of someone in your life? Find out why forgiveness is good for you, and how to do it. 
- [How to avoid falling in the pension analysis paralysis trap](https://www.richretiree.com/articles/money/how-to-avoid-falling-in-the-pension-analysis-paralysis-trap/): Have you fallen in the pension analysis paralysis trap? Find out why this is costing women up to £7,600 a year and how to escape it.
- [How volunteering can boost your mental and physical health as you get older](https://www.richretiree.com/articles/health/how-volunteering-can-boost-your-mental-and-physical-health-as-you-get-older/): Have you heard of the term ‘helper’s high’? Find out how volunteering can boost your mental and physical health as you get older. 
- [Can tofu help you live longer?](https://www.richretiree.com/articles/health/can-tofu-help-you-live-longer/): Can eating tofu help you live longer? Find out why tofu is so healthy and how it could help extend your lifespan.
- [Is it possible to build a pension in your 50s? How I saved £460,000 in eight years](https://www.richretiree.com/articles/money/is-it-possible-to-build-a-pension-in-your-50s-how-i-saved-460000-in-eight-years/): Want to know how I went from heading to pension poverty to building up a £460k pot by 53? Find out exactly what I did.
- [Three reasons for the gender pension gap](https://www.richretiree.com/articles/money/three-reasons-for-the-gender-pension-gap/): Thanks to the gender pension gap, women survive on £7,600 less than men in retirement. But why is this? And what can you do about it?
- [How to survive sniper’s alley in your 50s](https://www.richretiree.com/articles/health/how-to-survive-snipers-alley-in-your-50s/): What can you do to increase your chances of surviving sniper’s alley? Here are six positive things you can do to boost your physical and mental health.
- [Is it normal to ache as you get older?](https://www.richretiree.com/articles/health/is-it-normal-to-ache-as-you-get-older/): Is it normal to ache as you get older? Or is it something we can prevent? Discover four lifestyle changes that can keep you feeling healthy and pain-free.
- [How to track down your lost pensions](https://www.richretiree.com/articles/money/how-to-track-down-your-lost-pensions/): Could you have a pension or two lurking in the background? We’ve put together a step-by-step guide to help you track down your lost pensions.
- [Nine steps to finding your ideal career in your 50s](https://www.richretiree.com/articles/purpose/nine-steps-to-finding-your-ideal-career-in-your-50s/): Is it really possible to find your ideal career as late as your 50s? Discover nine steps that can help you FINALLY find work you love.
- [How to rediscover yourself in your 50s](https://www.richretiree.com/articles/purpose/how-to-rediscover-yourself-in-your-50s/): Our 50s are often the start of a new chapter, as our children leave home and we think about retiring. But who are we beyond the roles we've always lived?
- [How to make friends in your 50s](https://www.richretiree.com/articles/community/how-to-make-friends-in-your-50s/): There are many challenges we can face as we get older, but the one that most people don't expect is loneliness. Find out how to make (and keep) new friends.
- [How does equity release work?](https://www.richretiree.com/articles/money/how-does-equity-release-work/): If you own your own home, you might use equity release to access money. Let’s find out how it works, and the pros and cons.
- [Can working into retirement help you live longer?](https://www.richretiree.com/articles/health/can-working-into-retirement-help-you-live-longer/): Many women won’t have enough money to retire completely. Find out why working into retirement age could help to extend your life.
- [What’s the difference between defined benefit and defined contribution pensions?](https://www.richretiree.com/articles/money/whats-the-difference-between-defined-benefit-and-defined-contribution-pensions/): What's the difference between defined benefit and defined contribution pensions? Read everything you need to know.
- [Five challenges (and solutions) of retirement when you are autistic](https://www.richretiree.com/articles/purpose/five-challenges-and-solutions-of-retirement-when-you-are-autistic/): Retirement can come with extra challenges if you are autistic. We explore five of the biggest struggles and their solutions.
- [10 ways to travel for less when you retire](https://www.richretiree.com/articles/purpose/10-ways-to-travel-for-less-when-you-retire/): One of the biggest perks of retirement is the opportunity to travel. We've researched 10 ways you can see the world without depleting your savings.
- [How to find your ikigai](https://www.richretiree.com/articles/purpose/how-to-find-your-ikigai/): What happens when our roles in life change - we retire from work and our children leave home? Find out how ikigai can give you purpose.

## Pages
- [Share your retirement story with us](https://www.richretiree.com/share-your-retirement-story-with-us/): If there's one thing we've learned while researching the best way to prepare for retirement, it's that there's no one-size-fits-all answer.
- [Use our free money audit tool](https://www.richretiree.com/free-money-audit-tool/): Want to work out how much you spend every month? We've created a simple money audit tool for you. Just click here and you can get a copy of our free money audit spreadsheet. Here's what it looks like:
- [Thank you – you have signed up to our 7-day retirement reframe](https://www.richretiree.com/thank-you-7-day-retirement-reframe/): Thank you for signing up to our 7-day retirement reframe. The first email is winging its way to you right now! If you don’t see it in your inbox in a few minutes, please check your spam and other folders. 
- [Thank you – your retirement gap calculator is on the way](https://www.richretiree.com/thank-you-retirement-gap-calculator/): Thank you for requesting our retirement gap calculator. An email is winging its way to you right now with a link to the calculator and a short video showing you how to use it. If you don't see it in your inbox in a few minutes, please check your spam and other folders.
- [Work out how much you need to save with our retirement gap calculator](https://www.richretiree.com/retirement-gap-calculator/): These are two questions our retirement gap calculator aims to help you answer. Just follow our prompts to work out what your cost of living is, including everything from cleaning products to pet costs. Then input your potential sources of income, for example state and private pensions, rental income and ISA savings, and we will calculate any retirement income gap:
- [We’re on a mission to help one million women](https://www.richretiree.com/mission/): Over the next three years, we want to help one million women over the age of 45 start actively planning their retirement. 
- [Reinvent ‘retirement’ with our free, 7-day reframe](https://www.richretiree.com/7-day-reframe/): The word 'retirement' is loaded with connotations - old, grey, slow, dull... but it doesn't need to be that way. Instead, it could be a time when you blossom into the fullest version of yourself. A time of adventure, learning, joy.
- [Founder’s story](https://www.richretiree.com/founders-story/): Hello, I’m Hannah Martin, the founder of Rich Retiree. I’m also the founder of Talented Ladies Club, as well as an award-winning advertising copywriter, and a qualified psychotherapist, hypnotherapist and NLP Practitioner. I’m 53, and live on the south coast of England with my husband and two children.  
- [Terms & Conditions](https://www.richretiree.com/terms/): For any other services we might offer and you decide to request, we’ll provide you with separate and relevant terms and conditions of business in relation to those specific services. (We do not currently provide any other paid for services through our site apart from those already listed.)
- [Contact us](https://www.richretiree.com/contact/): Got a question about retirement? Have a request for content you'd like to see on our site? Or just want to get in touch? Please fill in the form and we'll get back to you.
- [About Rich Retiree](https://www.richretiree.com/about/): We spend much of our life planning and working towards our future. But what happens when we reach the start of our 50s, and that ‘future’ is retirement?
- [Cookie policy](https://www.richretiree.com/cookies/): Effective Date: 1 September 2025
- [Privacy Policy](https://www.richretiree.com/privacy/): (a) Notifying you about changes to our terms or privacy policy
- [What will you do with the best of your life?](https://www.richretiree.com/): At Rich Retiree we believe the end of your work life should be the start of an exciting new adventure. A time in which you get to do everything you have wanted to do, and be who you have always wanted to be. An era of freedom and excitement - whatever that means to you. 

## Categories
- [Articles](https://www.richretiree.com/articles/)
- [Community](https://www.richretiree.com/articles/community/)
- [Health](https://www.richretiree.com/articles/health/)
- [Money](https://www.richretiree.com/articles/money/)
- [Purpose](https://www.richretiree.com/articles/purpose/)