These terms of use (together with the documents referred to in them) set out the basis on which we operate this web-site: www.richretiree.com (“our site”). They describe our obligations to you and your rights while you’re using our site, as a guest or as registered user, and whether you’re accessing, browsing, making purchases or downloads from our site.
Please read these terms of use carefully. You may wish to print a copy of them for future reference.
By using our site, you confirm that you accept these terms of use and that you agree to comply with them.
If you don’t agree to these terms of use, please don’t use our site – this is the only way to prevent our terms of use from applying to you.
Other places with additional terms that might affect you
These terms of use refer to the following additional terms, which also apply to your use of our site:
This sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you confirm that all data provided by you is accurate. Our privacy policy also sets out information about the cookies on our site.
This sets out the permitted and prohibited uses of our site. When using our site, you must comply with this Acceptable Use Policy.
Communicating
All notices from you to us must be in writing and sent to us by email to: https://www.richretiree.com/contact/ and all notices from us to you will be displayed on our website from time to time or notified to you using the email address that you supplied us with during the registration on our site.
For any other services we might offer and you decide to request, we’ll provide you with separate and relevant terms and conditions of business in relation to those specific services. (We do not currently provide any other paid for services through our site apart from those already listed.)
Who are we?
www.richretiree.com is a site operated by the Talented Ladies Club Ltd (“we” or “us”).
We’re a limited company registered in England and Wales with registration number 08434380 and our registered office is at Unit 11, Fonthill Road, Hove, East Sussex, BN3 6HA.
Changes to these Terms
We may revise these terms of use and the documents referred to in them at any time by amending this page. Any changes are also binding on you so you may want to check this page from time to time to make sure you continue to be comfortable with our terms.
What you’ll find on our site and what it means if we change what’s on it
We strive hard to ensure that the content we put on our site is helpful, valuable to users and that it remains relevant. We do update our site from time to time, and we may change the content and documents referred to on it at any time. We don’t guarantee or imply by any means or at any stage that the materials on this site are fully up to date, accurate or complete and we’re not obliged to do so. But we do make significant efforts to ensure that they are.
In the same way, we don’t guarantee that our site, or any content on, or referred to on it, will be free from errors or omissions, however, we make considerable efforts to ensure that there are no material errors or omissions.
Accessing our Site
Your visits and your custom matters to us. So there’s no charge for using our site and we really hope you like it and come back often.
We try to ensure that whenever you need us, the site is accessible and fully working. However, we don’t and can’t guarantee that it, or any content on it, will always be available or be uninterrupted. Like most other commercial websites, access to our site is permitted on a temporary basis and if we have to, we’re allowed to suspend, withdraw, discontinue or change all or any part of our site without notice. If for any reason our site is unavailable at any time or for any period then we’re not liable to you for that fact – although we’ll always try to get everything working smoothly as early as we can.
We hope you always find our site easy to get to and that everything works perfectly when you get here – we spend a lot of time trying to ensure that you always get a good experience when you do and that we’re compatible with all the usual browsers and platforms that our clients usually expect. We can’t control what you use to reach us or how you operate it, so that part of getting to our site is up to you and for you to manage.
You’re also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.
Our site is directed at people residing in the United Kingdom. We don’t and can’t represent that content available on or through our site is appropriate or available in other locations. We may limit the availability of our site or any service or product described on our site to any person or geographic area at any time. If you’ve chosen to access our site from outside the United Kingdom, then this has to be at your own risk.
It’s not legal advice
There’s a lot of great information on our site. We’ve packed it full of helpful material to give you reliable information about what to expect and how to manage your own situation, and that is what you’ll find throughout our site: information, not legal advice.
Limitation of our Liability
To us, it’s an unthinkable thought that anything we do on this site could ever cause death or personal injury to anyone, but by law, we’re obliged to acknowledge that nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
Bear with us, we’re also obliged to point out the following (much of which is relevant to the point we made earlier about you not finding legal advice, only information, on our site):
- To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may otherwise apply to our site or any content on it, whether express or implied.
- We won’t be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
- Use of, or inability to use, our site; or
- Use of or reliance on any content displayed on our site.
- Whatever the purpose of your visit to our site and however you intend to use us, we just need to point out that we only provide our site for domestic and private use (including by businesses seeking information). You agree not to use our site for any commercial or business purposes, and we have no liability to you for:
- Any loss of profit or revenue; or
- Loss of business; or
- Business interruption; or
- Loss of business opportunity, goodwill or reputation; or
- Any indirect or consequential loss or damage.
- We’ve developed this site with experts and taken all the advice you’d expect us to so that we can guard against cyber-attacks and viruses. We are not liable to you for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
- We do contain links to some other websites, mostly those belonging to government bodies and legal institutions – i.e. sites containing helpful and relevant information that you could easily find independently and could reasonably expect to rely on. It’s also usually flattering when someone else links to our site too, but we aren’t and can’t be held responsible for the content of websites linked to our site. Please don’t interpret these links as endorsement by us of those linked websites – because we aren’t endorsing them and we don’t control or influence them. It follows then that we can’t and won’t be liable for any loss or damage that may arise from your use of or reliance on them.
Uploading Content to our Site
Our Acceptable Use Policy sets out the content standards to follow whenever you make use of a feature that allows you to upload content to our site, or to make contact with other users of our site.
Don’t worry – these standards aren’t onerous or unreasonable and you shouldn’t have any difficulty with them, but you should make sure you’ve read and understood them. Briefly summarised, this policy makes sure that you don’t use our site in any illegal or immoral way.
- Any content that you upload to our site complies with those standards. If it doesn’t comply with them, you agree to indemnify us if as a result of your upload, if we later suffer damage or inconvenience of any reasonable description. We reserve the right to waive this indemnity if, in our opinion only, the harm done is of a nature that we can remedy without too much fuss.
- Whenever you upload content to our site, you keep all of your ownership rights in that content. At the same time, you agree to grant us a limited licence to use, store and copy that content and if need be, to distribute and make it available to third parties, for the purposes of providing you with the service you’ve requested (and only if we’re allowed to). The particular rights you license to us are described below.
- Please back up and secure your content before you upload documents to our site. You are solely responsible for keeping your material safe.
The rights you license to us
To promote and give information to other members of Rich Retiree, we may need to do many things with the content that you upload to us. There’s nothing unusual about this. If you gave us these materials directly, we would still need to process and use your documents in a similar fashion. So when you upload or post content to our site, you automatically grant us the following licences:
- A perpetual, worldwide, non-exclusive, royalty-free, transferable licence to use, reproduce, distribute, prepare derivative works of, display, and perform that content in connection with the services provided by our site and across different media and to promote the site or services; and
- A perpetual, worldwide, non-exclusive, royalty-free, transferable licence to allow third parties to use the content for their purposes.
We’ll only ever use your materials to carry out your instructions to us – unless, very exceptionally, a court or other regulator orders us to disclose them.
Viruses
We’ve developed this site with experts and taken all the advice you’d expect us to so that we can guard against cyber-attacks and viruses, but we don’t guarantee that our site will be secure or free from bugs or viruses.
You’re responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software and we strongly recommend that you do for your own protection.
It shouldn’t need to be said but since there are unscrupulous people out there, our site must not be misused by persons who knowingly introduce viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. For the avoidance of any doubt, you agree not to do this. In similar fashion, you mustn’t attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. We understand it’s possible to attack our site by what’s technically called ‘a denial-of-service attack’ or ‘a distributed denial-of service attack’ – like us, you’re probably not 100% sure what these horrible things are – which is a good thing as it means you’re not a criminal! – but for the sake of completeness, you agree not to do this to us or our site as well.
If you break this agreement with us by doing any of the activities that we’ve agreed you won’t do to us, it does make you a criminal and you’ll be guilty of a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we’ll co-operate with those authorities by disclosing your identity to them and requesting their help. In the event of such a breach, your right to use our site will cease immediately.
Linking to our Site
We’re happy for you to link to our home page, provided you do so in a way that is fair and legal and doesn’t damage our reputation or take advantage of it. Our site mustn’t be framed on any other site and we don’t consent to the creation of a link to any part of our site other than the home page. Please don’t establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists – we don’t consent to this.
Please also don’t establish a link to our site in any website that isn’t owned by you – again, that’s not part of our agreement with you. We reserve the right to withdraw any of our linking permissions without notice. The website in which you are linking must comply in all respects with the content standards set out in our Acceptable Use Policy. If you’d like to make any use of content on our site other than that set out above, please contact https://www.richretiree.com/contact/
Third Party Links and Resources in our Site
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only and we have no control over the contents of those sites or resources.
Applicable Law
We strive hard to ensure that we deliver 100% satisfaction to all our users and customers on every occasion. Client success and your best interests lie at the heart of what we do but in the event that one of us is not happy with our relationship – however it’s been formed and whatever we’ve been doing together – we both agree here that:
- If you’re a consumer, these terms of use, their subject matter and their formation, are governed by English law. The courts of England and Wales will have non-exclusive jurisdiction over any disagreement we might have. Additionally, if you’re a resident of Northern Ireland, disagreements can also be resolved in Northern Ireland, and if you’re a resident of Scotland, you or we can ask the Scottish courts to help resolve the disagreement too.
- If you’re a business, these terms of use, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.
Trade Marks
Rich Retiree is a UK registered trademark of Talented Ladies Club Ltd.
Contact us
To contact us, please contact us via https://www.richretiree.com/contact/
Thank you for visiting our site.